CSBFP
The CSBFP, explained in plain English
Six decades old, $1.9B a year, and almost nobody's heard of it. How the federal guarantee actually works.
8 min readComing soon
Resources
Guides written the way we'd want them as owners: specific, current, and free of bank brochure language. Full articles arrive with our launch.
Dentistry
Buying a dental practice in Alberta: the financing timeline
From letter of intent to keys in hand — what happens at each stage, and where conventional financing loses weeks.
11 min readComing soon
Underwriting
What lenders actually look at (and what they ignore)
Debt service coverage, character, collateral — a credit officer's eye view of your file, demystified.
9 min readComing soon
CSBFP
The 2022 changes: lines of credit and intangibles
The program quietly got much bigger — working capital, intangible assets, and a $150K revolving line.
6 min readComing soon
Equipment
Financing vs. leasing dental equipment
CBCT and CAD/CAM are six-figure decisions. When a guaranteed term loan beats the vendor's leasing desk.
7 min readComing soon
Process
How long does a business loan actually take?
We timed the conventional process end to end — and mapped where the 4 to 10 weeks actually go.
5 min readComing soon